Splyt vs Divvi: Which Bill Splitting App Is Better?
Both Splyt and Divvi scan restaurant receipts and let everyone at the table claim their items from their phone. Both calculate proportional shares of tax, tip, and fees automatically. Both generate payment links so people can pay immediately.
They solve the same problem in similar ways. The differences are in pricing, accessibility, and what they require from the people you are splitting with.
Receipt scanning
Both apps use AI to extract line items from a photo of a receipt. You point your camera at the receipt, the app reads every item, price, tax line, and tip. Both handle multi-item receipts with modifiers, shared appetizers, and separate courses.
Splyt requires the Plus subscription ($4.99 per month) for unlimited scans. Divvi offers 3 free scans, then $2.99 per month for unlimited. Both allow manual entry as a fallback when scanning does not work perfectly.
Multiplayer claiming
This is the feature that separates both apps from basic calculators. After scanning, each person selects the items they ordered. Shared items can be claimed by multiple people and split accordingly. Neither app forces an even split unless you choose it.
The experience is similar in both apps. Where they differ is how other people access the split.
How friends join the split
This is the biggest difference between the two.
Splyt: Every person needs the Splyt app installed on their phone. They open the app, find the split, and claim their items. If someone at the table does not have Splyt, they cannot participate in the claiming process. The host has to assign their items manually.
Divvi: The host shares a link to the group chat (WhatsApp, iMessage, or any messaging app). Friends tap the link and it opens in their browser. No app download, no account creation, no sign-up. They see the items, claim what they ordered, and get payment links. The whole process takes about 30 seconds.
In practice, this matters more than any other feature difference. Getting six people to download an app while the server is waiting is a real barrier. Getting six people to tap a link is not.
Payment integration
Splyt integrates with Venmo and other payment apps. Divvi generates deep links to Venmo, CashApp, PayPal, and Zelle with the exact amount pre-filled. Neither app processes payments directly. Both send you to your existing payment app to complete the transaction.
Language and international support
Divvi is fully bilingual in English and Spanish with automatic language detection. It also handles Latin American tax formats including ITBIS (Dominican Republic), IVA (Mexico and much of Latin America), and percentage-based service charges that other apps often misread.
Splyt is English-only.
Pricing comparison
Splyt Plus: $4.99 per month or $40 per year. Divvi Scan: $2.99 per month. Divvi Pro (when available): $4.99 per month or $47.88 per year, which includes additional features beyond scanning. Both apps allow free basic use with limits on receipt scanning.
Which one should you use
If everyone in your friend group already has Splyt installed and you split bills frequently, Splyt works fine. You are paying more ($4.99 vs $2.99 for scanning) but the workflow is familiar.
If you are tired of convincing friends to download an app, if you split with different groups who will not all install the same app, if you need Spanish language support, or if you want to pay less for the same scanning features, Divvi is the better fit. The zero-download requirement for friends is the single biggest practical difference between the two products.